Seas the Savings and Sail Away with a Cruise!
We’ve always done our best to provide some of the best auto loan rates around, but this Spring we're sweetening the deal even further! From April 1- June 29, members who take advantage of our low rate financing on any new vehicle or Home Equity Line of Credit (borrowing as little as $20,000) will receive a cruise for 2!*
Finance Your New Vehicle in 3 Easy Steps
- Call, visit or request pre-approval online to get pre-approved financing before you shop the lot.
- Visit the dealer, choose your vehicle and leave with the keys.
- Call or visit the credit union to finalize your loan and receive your cruise certificate.
Finance Your Home Equity Line of Credit in 3 Easy Steps
- You apply one time in a branch or online. It’s quick easy and fee-free.**
- Borrow up to 90% of your available equity.
- When you need cash, simply give us a call.
How does the cruise work?
Cruise certificates would entitle you and your guest to a 5 day, 4 night cruise vacation for two to Mexico, the Bahamas, or the Western Caribbean aboard a Super Luxury Liner from major cruise lines, primarily Carnival®. Your cruise vacation would include all onboard gourmet meals and snacks, 24 hour complimentary room service, dozens of exciting shipboard activities, a wide range of nightly entertainment and fabulous ports to visit and shop.
*Members of Meritus Credit Union/LSCU that finance a minimum of $20,000 for a new vehicle or Home Equity Line of Credit between April 1- June 29, 2018 are eligible. The promotion is limited to new auto loans and home equity lines of credit only. At loan closing, member will receive a cruise vacation certificate for two per qualifying auto loan. Members closing jointly with one or more persons will receive only one certificate. Certificate recipient is responsible for: 1) a one-time registration fee of $19 per person (certificate is transferable prior to registration, during registration period), 2) port charges, taxes, customs and fulfillment fees of $39.60 per day/per person, 3) transportation to and from the port, 4) any applicable identification and 5) any applicable incidental/gratuity charges and/or fees. See certificate for full details.
**There are some third party fees associated with opening this plan. Meritus Credit Union will waive these fees on an initial advance of $10,000 or more. Fees generally range from $100.00 to $600.00. Early payoff (less than three years) requires repayment of fees. Adequate property insurance must be maintained.