Seas the Savings and Sail Away with a Cruise! 

We’ve always done our best to provide some of the best auto loan rates around, but this Spring we're sweetening the deal even further! From April 1- June 29, members who take advantage of our low rate financing on any new vehicle or Home Equity Line of Credit (borrowing as little as $20,000) will receive a cruise for 2!*

Finance Your New Vehicle in 3 Easy Steps

  1. Call, visit or request pre-approval online to get pre-approved financing before you shop the lot.
  2. Visit the dealer, choose your vehicle and leave with the keys.
  3. Call or visit the credit union to finalize your loan and receive your cruise certificate.

Finance Your Home Equity Line of Credit in 3 Easy Steps

  1. You apply one time in a branch or online. It’s quick easy and fee-free.**
  2. Borrow up to 90% of your available equity.
  3. When you need cash, simply give us a call.

How does the cruise work?

Cruise certificates would entitle you and your guest to a 5 day, 4 night cruise vacation for two to Mexico, the Bahamas, or the Western Caribbean aboard a Super Luxury Liner from major cruise lines, primarily Carnival®. Your cruise vacation would include all onboard gourmet meals and snacks, 24 hour complimentary room service, dozens of exciting shipboard activities, a wide range of nightly entertainment and fabulous ports to visit and shop.

Official Promotion Rules 

*Members of Meritus Credit Union/LSCU that finance a minimum of $20,000 for a new vehicle or Home Equity Line of Credit between April 1- June 29, 2018 are eligible. The promotion is limited to new auto loans and home equity lines of credit only. At loan closing, member will receive a cruise vacation certificate for two per qualifying auto loan. Members closing jointly with one or more persons will receive only one certificate. Certificate recipient is responsible for: 1) a one-time registration fee of $19 per person (certificate is transferable prior to registration, during registration period), 2) port charges, taxes, customs and fulfillment fees of $39.60 per day/per person, 3) transportation to and from the port, 4) any applicable identification and 5) any applicable incidental/gratuity charges and/or fees. See certificate for full details. 

**There are some third party fees associated with opening this plan. Meritus Credit Union will waive these fees on an initial advance of $10,000 or more. Fees generally range from $100.00 to $600.00. Early payoff (less than three years) requires repayment of fees. Adequate property insurance must be maintained.