Earn really high dividends — no matter what your balance is! Plus, get refunds on ATM withdrawal fees, nationwide* with this free account.

Key Features

High Dividends

No Balance Requirement

No Monthly Maintenance Fee

Visa® Debit Card

  • Free checking that pays really high dividends
  • 3.00% APY* on balances up to and including $15,000
  • 3.00% to 0.61% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Surcharge-free ATMs available through MoneyPass®
  • Link to Kasasa Saver® to build savings automatically 
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking services, including:
    • Online banking with bill pay
    • Free mobile banking
    • Free eStatements
  • Free Visa® debit card
  • $25 minimum deposit to open

It’s Easy to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking monthly

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. The very next month you can get right back to earning your full rewards!

 *APY = Annual Percentage Yield. View important disclaimers here.