Effective 4/20/2026. Download a printable version (PDF) of the Fee Schedule
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Share Savings Account Fees
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| Excessive Withdrawal |
$2.00/Each, over 2 per month |
|
Checking Account Fees
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| Momentum Checking |
$15.00/Month1 |
|
Returned Draft
|
$28.00/Item2
|
|
Stop Payment
|
$28.00/Request
|
|
Check Printing
|
Prices vary by style
|
|
Overdraft Transfer from Share Savings
|
$1.00/Transfer
|
|
Check Copy
|
$1.00/Item
|
| ACH Return Item |
$28.00/Item2 |
|
Courtesy Pay
|
$28.00/Item
|
| Debit/ATM Card - Replacement |
$12.00 |
| Debit/ATM Card Replacement (Rush Order) |
$49.50 |
| Temporary Checks |
$1.00/sheet |
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Credit Card Fees
|
| Late Payment Fee |
Up to $25.00 |
| Returned Payment Fee |
Up to $5.00 |
| Statement Copy Fee |
$2.00 |
| Document Copy Fee |
$2.00 |
| Replacement of Lost / Damaged Card |
$12.00 |
| Credit Card Replacement (Rush Order) |
$49.50 |
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Other Service Fees (applicable to all accounts)
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|
Return Mail
Invalid Address
|
$5.00/Month
|
|
Wire Transfer:
Domestic
International
|
$10.00/Transfer
$30.00/Transfer
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Cashier's Check:
Member
Non-Member
|
$1.00/Check
$10.00/Check
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Early Closure fee
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$10.00 if 01 share membership closed before 6 months of account opening
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| Electronic Payment Processing Fee |
$10.00 (up to 3 payments in a single transaction via Debit Card or one-time ACH) |
| Gift Card Purchase |
$2.00/Card |
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Dormant Account
|
$10.00/Month after 1 year of inactivity with balance less than $100.00
|
|
Tax Levy Processing
|
$35.00
|
|
Statement/ Check Copy
|
$1.00/Each
|
| Account Research |
$10.00/Hour |
| TransferNow - Next Day External Transfers (Inbound and Outbound) |
$5.00 |
| Bill Pay - Overnight Check |
$29.95 |
| Safe Deposit Box |
|
3" X 5" Box
|
$15.00/Year
|
|
3" X 10" Box
|
$30.00/Year
|
|
5" X 10" Box
|
$45.00/Year
|
| 10" X 10" Box |
$65.00/Year |
| Lost Key (1) |
$10.00 |
|
Drill-Lost Key (2)
|
$100.00
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1Momentum Checking fee waived with aggregated monthly direct deposits of $200 or more.
The rates and fees appearing with this schedule are accurate and effective for accounts as of the effective date indicated on this fee schedule.
For current fees, visit merituscu.net or call us at 866.989.2800. Insured by NCUA. Equal Housing Lender.
