Digital Banking

Digital Banking

Convenient digital services for the way you prefer to bank.

Features

  • View account balances, check images, transaction history and more
  • Transfer funds between your Meritus CU accounts or schedule automatic recurring transfers to pay your Meritus CU loans or grow your savings  
  • Easily transfer funds to and from your accounts at other financial institutions
  • Bill Pay lets you pay all your bills online from your checking account
  • Zelle® is the easy way to send money to friends and family. Currently, Zelle® can be accessed through online banking on your browser. You can login to access your Zelle® account at app.merituscu.net. Please note that Zelle® is expected to be available at the end of April on our mobile app.

Enroll in Online Banking

You’ll need:

  • An active Meritus Credit Union primary savings account
  • Your Member ID

Note: If you have login credentials for our mobile app, simply use them to access Online Banking.

Enroll Now / Login

Questions? Call us at 337.989.2800, send us a message, or visit a branch.

You can enroll in eStatements via our website or mobile app.

To enroll in eStatements through our website:

  • Log onto Online Banking via the 'Login' button on the Homepage. If you have not yet set up a username and password, please do so by enrolling here. You will need an account to set up your eStatements.
  • Once logged into Online Banking, click ‘Accounts.’
  • Select ‘Statements & Documents.’
  • Under eStatement Enrollment Settings, click the settings icon. Select ‘Online.’
  • Before you can enroll, you may be prompted to review and accept the eStatement disclosure agreement. Follow the on-screen instructions to complete this step.
  • Confirm your email address and complete your enrollment.

To enroll in eStatements through our mobile app:

  • Log in to the mobile app using your username and password. If you have not yet set up a username and password, please do so by enrolling here. You will need an account to set up your eStatements.
  • Once logged in, tap ‘More’ in the bottom right corner.
  • Under Accounts, select ‘Statements & Documents.’
  • Click ‘Settings’ in the top right corner.
  • Select ‘Statements’ and choose ‘Online.’
  • Before you can enroll, you may be prompted to review and accept the eStatement disclosure agreement. Follow the on-screen instructions to complete this step.
  • Confirm your email address and complete your enrollment.

Please note that statements prior to April 2026 will be temporarily unavailable in our new online banking system. Please contact our Call Center at 337.989.2800 for assistance.

  • Schedule payments from one convenient location to almost anyone in the United States, from your electric company to your daycare provider
  • Schedule one-time or recurring payments
  • Avoid the expense of envelopes and stamps

Enroll in Online Bill Pay

To get started, you’ll need the following:

  • Active Meritus Credit Union checking account
  • Online banking account 

Enrollment Process

In Online Banking:

  1. Log in to Online Banking
  2. Navigate to the 'Transfer & Pay' tab located in the grey bar at the top of your screen
  3. Select 'Add Your First Biller' button

In the Mobile App:

  1. Log in to the Mobile App
  2. Tap 'More' located in the bottom footer
  3. Select 'Transfer and Pay', then tap 'Pay Bills'
  4. Select 'Add Your First Biller' button

Features

  • Account Access: Check balances, view transaction history and transfer funds between accounts
  • Online Bill Pay: Pay bills if you are enrolled in Online Bill Pay
  • Send Money with Zelle: Send money quickly and easily to friends and family with Zelle
  • View Credit Score: View your credit score for free and access credit building tips and special offers
  • Card Controls: Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. This is perfect for parents wanting to manage their children’s spending or families wanting to stick to a budget.
  • Location-Based Controls: The “My Location” control can restrict transactions to merchants located within a certain range of your location. Transactions outside of the specified range can be declined.
  • Card ON/OFF Setting: This feature allows you to turn your card "on” or "off.” Purchases are allowed when turned "on” and declined when turned "off.” This control can be used to control spending, disable a lost or stolen card, or prevent fraudulent activity in the case of a data breach.
  • Travel Mode: Create travel plan notifications
  • Mobile Browser: For devices with web capabilities so you can access all of the Online Banking features without needing to adjust your screen
  • Mobile Text Alerts: Schedule account alerts at the Online Banking Self Service page and receive them via text message on your text-enabled mobile device. *
  • Mobile App Alerts: Receive push notifications triggered by important events, such as changes to your personal information, upcoming due dates, transactions, and more. 

Get the Mobile App

You'll need:

  • A supported mobile device
  • An active Meritus Credit Union account

From your mobile device:

Note: If you have login credentials for Online Banking, simply use them to access our mobile app.

  1. Visit the App Store (Apple) or Google Play (Android)
  2. Search for "Meritus Credit Union", select the app and follow the install instructions
  3. Once installed, open the Meritus CU mobile app
  4. Select "Enroll in Online Banking" and follow the on-screen instructions to create your login

Questions?

Call us at 337.989.2800, contact us online, or visit a branch. 

*Message and data rates may apply. Check your mobile service provider plan for details.

Zelle® can be accessed through online banking on your browser. You can login to access your Zelle® account at app.merituscu.net. Please note that Zelle® is expected to be available at the end of April on our mobile app.

Start sending money with Zelle®

It's a fast, safe and easy way to send money.

Zelle is a convenient way to send money using your mobile banking app or online banking account.

Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1, and all you need is the recipient's email address or U.S. mobile phone number.

Mobilize your money with Zelle.

  • Send: Send money fast in just a few steps.

  • Request: Settle up with roommates, friends and more, regardless of where they bank2.

  • Split: Easily divide the check for dinner, coffee and more.

 

Frequently Asked Questions

WHAT IS ZELLE®?

Zelle® is a convenient way to send, receive, and request money with friends, family and others you trust through your bank or credit union’s mobile app or online banking. All you need is your recipient’s enrolled email address or U.S. mobile number, and money will be available to use in minutes. Your account information and activity stay private. Zelle® is currently live in more than 2,300 Financial Institutions, so you can send money to friends and family even if they don’t bank at Meritus Credit Union.

WHO CAN I SEND MONEY TO WITH ZELLE®?

Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor.1

Since money is sent directly from your Meritus Credit Union account to another person’s bank account within minutes1, Zelle® should only be used to send money to friends, family and others you trust.

If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).

HOW DO I USE ZELLE®?

You can send, receive, or request money with Zelle®. To get started, log into the Meritus CU mobile app or online banking. In the footer menu, select "Transfers". Then "Send money with Zelle®".

To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.

To request money using Zelle®, choose “Request,” enter their enrolled email address, U.S. mobile number or Zelle® tag, confirm the recipient is correct and tap “Request.”

To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Meritus Credit Union account, typically within minutes.

If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:

1. Click on the link provided in the payment notification you received via email or text message.

2. Select Meritus Credit Union.

3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.

SEE MORE FAQs

 

Deposit checks into your checking account with a few taps in our mobile app — just by taking a photo of your check.

How Do I Deposit a Check?

  1. Enroll or log in to our mobile app
  2. Tap on "Deposit Check"
  3. Select which checking account to deposit the check into
  4. Enter the check's amount. Carefully enter the check amount to ensure it matches the amount written on your check. You may deposit up to $5,000 per day per person.
  5. Tap "Front Image" to snap a photo of the front of the check (Tip: lay the check on a flat surface in a well-lit area when taking pictures so that there are no shadows)
  6. Select "Retake Picture” or "Keep Picture" depending on photo (make sure all edges show and the amount is visible)
  7. Repeat for the back of the check (make sure it is endorsed with your signature and "For Mobile Deposit only at Meritus Credit Union"). 
    • Note: If your check is not properly endorsed, it may be rejected.
  8. Click Deposit
  9. When the "Success" screen appears, you can deposit another check or proceed to another function within the mobile banking app

Frequently Asked Questions

How much can I deposit at a time?

You may deposit up to $5,000 per day per person.

When will my funds be available?

Once your check is approved, up to $225 will be available to you by the next business day. Additional funds will be available within 5 business days.

Why do I have to endorse my check?

Endorsing each check is necessary to prevent it from being redeposited. 

What’s the best way to take a picture of my check?

  • Keep the check within the view finder on the camera screen when capturing your photos.
  • Try not to get too much of the areas surrounding the check.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos and make sure that all four corners are visible.
  • Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Make sure that the entire check image is visible and in focus (not blurry) before submitting your deposit.
  • Check to make sure that the MICR line (numbers on the bottom of your check) is readable. 

Do I need to keep my check after I submit my deposit?

Yes, keep your paper check for 30 days after your deposit before disposing of it.

Read the Mobile Deposit user agreement.

Pay the Easy, Secure Way

Your Meritus CU debit and credit cards can be added to Apple Pay®, Google Pay™, Samsung Pay®, and other digital wallets. Add your card once and enjoy tap to pay and contactless payments either online, in apps, or at checkout.

How to Get Started

  1. Add your Meritus CU card to your preferred digital wallet.
  2. Follow the prompts to verify your identity.

Verification Process

  1. Identity Check: You’ll be prompted to verify your identity when registering a card.
  2. Quick One-Time Password (OTP): If we have a text-capable phone number or an email address on file that hasn’t been changed or added in the past 60 days, you can receive a one-time password by text or email to complete setup.
  3. Call-In Option: If neither option is available, call the number on the back of your card. A support agent will ask a few security questions and activate your card for digital wallet use.