Get kids on the right financial track with our free dividend-bearing youth account.
Join the Wise Kids Savings Club! This youth savings account is available to young savers up to 12 years old. This savings account has competitive dividends on balances of $100 or more with no monthly service charge and no minimum balance requirements.
Upon account opening, each child will receive a deposit tracking booklet, sticker, branded clear backpack and a custom stuffed Oaklee Owl.
Rewards for Saving
Every time a child makes a deposit of at least $5, they will receive a stamp in their deposit tracking booklet. Rewards for redeeming stamps include 10 stamps for a $10 gift card to Barnes & Noble and 20 stamps for a $25 gift card to Barnes & Noble.
Get Paid for Good Grades
Every child who is of age to receive a report card can redeem the following rewards per grade:
- Principal’s List (all A’s) = $5 deposited into your Wise Kids Savings Club account
- Honor Roll (A’s and B’s, no C’s) = $3 deposited into your Wise Kids Savings Club account
*Children must redeem their money for good grades within 30 days of the report card being issued and can redeem their report card up to four times per year.
Free Coin Machine Visits
Receive 1 free coin machine visit per month at our main branch in Lafayette and have access to priority registration for youth activities.
Wise Kids Corner is where you will find fun & educational activities throughout the year! Download and print any and all that appeal to you and your wise kid(s):
Who can join Wise Kids Savings Club?
Wise Kids Savings Club is open to any child ages 0-12 who lives, works, worships or attends school in our service area (Lafayette, Acadia, Iberia, St. Martin or Vermilion parishes)
How do I open an account for my child?
You may visit any of our branches to open an account for your child. You’ll need a $25 opening deposit, your driver’s license and social security number and your child’s social security card.
Do I need to do anything if my child already has an account?
Nope! Your child will automatically be enrolled in the new program.
Does my child have to be present to earn rewards?
We’d love for your child to be with you when making deposits as much as possible to reinforce the benefits of saving, however, if your child isn’t able to visit in person, they may still receive rewards as long as their passbook is present.
I have payroll deduction set up with money going into my child’s account monthly. Does that qualify for rewards?
It does not. Rewards are for in branch transactions only.
What happens if my child loses their tracking booklet?
We’d be happy to replace your child’s booklet upon their next visit to the credit union free of charge, however, we won’t be able to replace any previous records of their rewards so they will need to start over. We recommend keeping it in a safe place!
How will I be notified of future youth events?
We announce the majority of our events via email. Be sure to verify that you have a current email address on file with us so you’re among the first to learn about special events for you and your child!
How to Open a Wise Kids Savings Club Account
- Visit your nearest branch
- Have a parent or guardian present
- Provide parent’s social security number, driver’s license and child’s social card
- Bring a $25 minimum deposit