Earn really high dividends — no matter what your balance is! Plus, get refunds on ATM withdrawal fees, nationwide* with this free account.

Key Features

  • High Dividends
  • No Balance Requirement
  • No Monthly Maintenance Fee
  • Visa® Debit Card


  • Free checking that pays really high dividends
  • No minimum balance to earn rewards
  • No monthly fee
  • Link to Kasasa Saver® to build savings automatically
  • Free digital banking services, including:
    • Online banking with bill pay
    • Mobile banking
    • eStatements
  • Free Visa® debit card issued on same day and can be used immediately
  • $25 minimum deposit to open


  • 5.00% APY* on balances up to and including $15,000
  • 5.00% to 0.87% APY* on balances over $15,000 depending on balance in account
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Surcharge-free ATMs available through MoneyPass®

It’s Easy to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online or mobile banking monthly

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. The very next month you can get right back to earning your full rewards!

 *APY = Annual Percentage Yield. View the Kasasa Cash® disclosure here.