Earn cash back on debit card purchases and get refunds on your ATM withdrawal fees.* Plus, there’s no monthly maintenance fee or balance requirement!

Key Features

  • Earn Cash Back
  • No Balance Requirement
  • No Monthly Maintenance Fee
  • Visa® Debit Card


  • Free checking that pays you back
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking services, including:
    • Online banking with bill pay
    • Mobile banking
    • eStatements
  • Free Visa® debit card issued on same day and can be used immediately
  • $25 minimum deposit to open


  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Surcharge-free ATMs available through MoneyPass®

Qualifying is Simple

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online or mobile banking monthly

It’s just that easy. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your full rewards the very next month!

 *APY = Annual Percentage Yield. View important disclosures here.