Rates effective as of 5/29/2018. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings.

Account Rates

Checking & Savings

Account Minimum Opening Deposit Minimum to Earn Dividends Rate APY
Share Savings $25 $100 0.10% 0.10%
IRA Share Accounts (Roth and Traditional) $50 $100 0.10% 0.10%
Vacation Club $25 $100 0.10% 0.10%
Christmas Club $25 $100 0.10% 0.10%
Value Checking $25 $500 0.05% 0.05%

Penalties may apply for early withdrawal on term share accounts.

Share CertificatesLearn More

Term Minimum to Open Minimum to Earn Dividends Rate APY
6 Months $2,500 $2,500 0.50% 0.501%
12 Months $2,500 $2,500 0.85% 0.850%
24 Months $2,500 $2,500 1.10% 1.101%
36 Months $2,500 $2,500 1.25% 1.251%

Penalities may apply for early withdrawal on term share accounts.

IRA Share CertificatesLearn More

Term Minimum to Open Minimum to Earn Dividends Rate APY
12 Month IRA $2,500 $2,500 0.85% 0.850%
24 Month IRA $2,500 $2,500 1.10% 1.101%
36 Month IRA $2,500 $2,500 1.25% 1.251%

Penalities may apply for early withdrawal on term share accounts.

Money MarketLearn More

Minimum Opening Deposit Minimum Balance to Earn Dividends Rate APY
$0 - $2,499.99 $100 0.15% 0.15%
$2,500 - $24,999.99 $100 0.20% 0.20%
$25,000 - $50,000 $100 0.30% 0.30%
$50,000.01+ $100 0.35% 0.35%

Loan Rates

New Auto LoansLearn More

Term APR (as low as) Financing Payment per $1000
up to 36 months 2.25% up to 125% $28.75
48 months 2.50% up to 125% $21.91
60 months (min. $10,000) 2.75% up to 125% $17.86
72 months (min. $15,000) 3.00% up to 125% $15.19
84 months (min. $25,000) 3.34% up to 125% $13.37

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Used Auto Loans

Term APR (as low as) Financing Payment per $1000
up to 36 months 2.64% up to 120% $28.92
48 months 3.14% up to 120% $22.20
60 months (min. $10,000) 3.25% up to 120% $18.08
72 months (min. $15,000) 3.84% up to 120% $15.57
84 months (min. $25,000) 4.24% up to 120% $13.78

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Collector's Classic Cars

Term APR (as low as) Financing Payment per $1000
up to 36 months 2.99% up to 100% $29.08
48 months 3.99% up to 100% $22.57
60 months (min. $10,000) 4.99% up to 100% $18.87

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

New RVs & Travel TrailersLearn More

Term APR (as low as) Financing Payment per $1000
up to 36 months (min. $5,000) 2.99% up to 100% $29.08
60 months (min. $10,000) 3.49% up to 100% $18.19
96 months (min. $25,000) 3.99% up to 100% $12.18
144 months (min. $40,000) 5.99% up to 100% $9.75

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Used RVs & Travel Trailers

Term APR (as low as) Financing Payment per $1000
up to 36 months (min. $5,000) 3.99% up to 100% $29.52
60 months (min. $10,000) 4.49% up to 100% $18.64
96 months (min. $25,000) 4.99% up to 100% $12.66
144 months (min. $40,000) 7.99% up to 100% $10.82

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

New Boats & Jet SkisLearn More

Term APR (as low as) Financing Payment per $1000
up to 36 months (min. $5,000) 3.25% up to 100% $29.19
60 months (min. $10,000) 3.49% up to 100% $18.19
96 months (min. $25,000) 3.99% up to 100% $12.18
144 months (min. $40,000) 5.99% up to 100% $9.75

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Used Boats & Jet Skis

Term APR (as low as) Financing Payment per $1000
up to 36 months (min. $5,000) 3.99% up to 100% $29.52
60 months (min. $10,000) 4.49% up to 100% $18.64
96 months (min. $25,000) 4.99% up to 100% $12.66
144 months (min. $40,000) 7.99% up to 100% $10.82

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

New Motorcycle & 4-Wheeler LoansLearn More

Term APR (as low as) Financing Payment per $1000
up to 24 months 3.99% up to 100% $43.42
36 months (min. $6,000) 4.99% up to 100% $29.97
48 months (min. $12,000) 5.99% up to 100% $23.48
60 months (min. $18,000) 6.99% up to 100% $19.80

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Used Motorcycles & 4-Wheeler Loans

Term APR (as low as) Financing Payment per $1000
up to 24 months 4.99% up to 95% $43.87
36 months (min. $6,000) 5.99% up to 95% $30.42
48 months (min. $12,000) 6.99% up to 95% $23.94
60 months (min. $18,000) 7.99% up to 95% $20.27

Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Personal LoansLearn More

Type Term APR (as low as)
Signature Unsecured Loan up to 60 months 8.69%
Share/Savings Secured Loan up to 36 months 2.10%

Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Credit CardsLearn More

Type APR (as low as) Disclosures
Visa Platinum 7.90% View important disclosures
Visa Platinum Rewards 9.90% View important disclosures

Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.