Rates

Rates effective as of 7/28/2021. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings.

Account Rates

Savings

Account Minimum Opening Deposit Minimum to Earn Dividends Rate APY
Share Savings $25 $100 0.01% 0.01%
IRA Share Accounts (Roth and Traditional) $50 $100 0.01% 0.01%
Vacation Club $25 $100 0.01% 0.01%
Christmas Club $25 $100 0.01% 0.01%

Kasasa Saver

Balance Rate APY
On balances up to and including $50,000 0.74% 0.75%
On balances over $50,000 0.24% 0.75% to 0.42%
All balances if qualifications not met  0.04% 0.05%

Penalties may apply for early withdrawal on term share accounts. View Kasasa Saver Terms and Conditions here. 

Checking

Account Minimum Opening Deposit Minimum to Earn Dividends Rate APY
Value Checking $25 $500 0.01% 0.01%

Kasasa Cash

Balance Rate APY
On balances up to and including $15,000 2.95% 3.00%
On balances over $15,000 0.24% 3.00% to 0.61%
All balances if qualificatins not met 0.04% 0.05%

*APY= Annual Percentage Yield. Fees may reduce earnings. Dividend rates are subject to change after account opening. View Kasasa Cash terms and conditions here. 

Share Certificates Learn More

Term Minimum to Open Minimum to Earn Dividends Rate APY
6 Months $2,500 $2,500 0.20% 0.20%
12 Months $2,500 $2,500 0.35% 0.35%
24 Months $2,500 $2,500 0.50% 0.50%
36 Months $2,500 $2,500 0.60% 0.60%

Penalties may apply for early withdrawal on term share accounts.

IRA Share Certificates Learn More

Term Minimum to Open Minimum to Earn Dividends Rate APY
12 Month IRA $50 $2,500 0.35% 0.35%
24 Month IRA $50 $2,500 0.50% 0.50%
36 Month IRA $50 $2,500 0.60% 0.60%

 

Penalties may apply for early withdrawal on term share accounts.

Money Market Learn More

Minimum Opening Deposit Minimum Balance to Earn Dividends Rate APY
$0 - $2,499.99 $100 0.05% 0.05%
$2,500 - $24,999.99 $100 0.15% 0.15%
$25,000 - $50,000 $100 0.25% 0.25%
$50,000.01+ $100 0.45% 0.45%

Loan Rates

New Auto Loans Learn More

Term APR (as low as) Financing Payment per $1000
up to 60 months 2.49% up to 125% $17.74
72 months (min. $15,000) 2.99% up to 125% $15.19
84 months (min. $25,000) 4.29% up to 125% $13.80

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Used Auto Loans

Term APR (as low as) Financing Payment per $1000
60 months (min. $10,000) 3.49% up to 125% $18.19
72 months (min. $15,000) 3.99% up to 125% $15.64
84 months (min. $25,000) 5.29% up to 125% $14.27

Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Collector's Classic Cars

Term APR (as low as) Financing Payment per $1000
60 months (min. $10,000) 3.99% up to 100% $18.41

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

New RVs, Travel Trailers & Boats Learn More

Term APR (as low as) Financing Payment per $1000
up to 48 months (min. $5,000) 4.50% up to 125% $22.80
60 months (min. $10,000) 4.75% up to 125% $18.76
84 months (min. $15,000) 5.00% up to 125% $14.13
120 months (min. $20,000) 5.25% up to 125% $10.73
144 months (min. $25,000) 5.50% up to 125% $9.50
180 months (min. $30,000) 5.75% up to 125% $8.30

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Used RVs, Travel Trailers & Boats

Term APR (as low as) Financing Payment per $1000
up to 48 months (min. $5,000)  5.50% up to 100% $23.26
60 months (min. $10,000) 5.75% up to 100% $19.22
84 months (min. $15,000) 6.00% up to 100% $14.61
120 months (min. $20,000) 6.25% up to 100% $11.23
144 months (min. $25,000) 6.50% up to 100% $10.02

Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

New Jet Skis & Motorcycles Learn More

Term APR (as low as) Financing Payment per $1000
up to 36 months 4.50% up to 125% $29.75
48 months (min. $5,000) 4.75% up to 125% $22.92
60 months (min. $10,000) 5.25% up to 125% $18.99
72 months (min. $25,000) 6.00% up to 125% $16.57

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Used Jet Skis & Motorcycles

Term APR (as low as) Financing Payment per $1000
up to 36 months 5.50% up to 120% $30.20
48 months (min. $5,000) 5.75% up to 120% $23.37
60 months (min. $10,000) 6.25% up to 120% $19.45

Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.

Bus Loans

Term APR (as low as) Financing Payment per $1000
New up to 72 months 6.50% Up to 80% $16.81
Used up to 72 months 7.50% Up to 80% $17.29

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Personal Loans Learn More

Type Term APR (as low as)
Signature Unsecured Loan up to 24 months 9.00%
Share/Savings Secured Loan up to 120 months 2.01%

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Home Equity Line of Credit (HELOC) Learn More

Term Rate (as low as)
120 months 4.00%

Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.

Credit Cards Learn More

Type APR (as low as) Disclosures
Visa Platinum 7.90% View important disclosures
Visa Platinum Rewards 9.90% View important disclosures

Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.