Rates effective as of 12/17/2018. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings.
Account Rates
Checking & Savings
| Account | Minimum Opening Deposit | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| Share Savings | $25 | $100 | 0.10% | 0.10% |
| IRA Share Accounts (Roth and Traditional) | $50 | $100 | 0.10% | 0.10% |
| Vacation Club | $25 | $100 | 0.10% | 0.10% |
| Christmas Club | $25 | $100 | 0.10% | 0.10% |
| Value Checking | $25 | $500 | 0.05% | 0.05% |
Penalties may apply for early withdrawal on term share accounts.
Share CertificatesLearn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 6 Months | $2,500 | $2,500 | 0.60% | 0.60% |
| 12 Months | $2,500 | $2,500 | 1.60% | 1.60% |
| 24 Months | $2,500 | $2,500 | 2.00% | 2.00% |
| 36 Months | $2,500 | $2,500 | 2.50% | 2.50% |
Penalties may apply for early withdrawal on term share accounts.
IRA Share CertificatesLearn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 12 Month IRA | $2,500 | $2,500 | 1.60% | 1.600% |
| 24 Month IRA | $2,500 | $2,500 | 2.00% | 2.003% |
| 36 Month IRA | $2,500 | $2,500 | 2.50% | 2.500% |
Penalties may apply for early withdrawal on term share accounts.
Money MarketLearn More
| Minimum Opening Deposit | Minimum Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| $0 - $2,499.99 | $100 | 0.20% | 0.20% |
| $2,500 - $24,999.99 | $100 | 0.30% | 0.30% |
| $25,000 - $50,000 | $100 | 0.50% | 0.50% |
| $50,000.01+ | $100 | 0.70% | 0.70% |
Loan Rates
New Auto LoansLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 3.00% | up to 125% | $28.86 |
| 48 months | 3.25% | up to 125% | $22.02 |
| 60 months (min. $10,000) | 3.50% | up to 125% | $17.97 |
| 72 months (min. $15,000) | 3.75% | up to 125% | $15.31 |
| 84 months (min. $25,000) | 4.09% | up to 125% | $13.48 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Used Auto Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 3.39% | up to 120% | $29.03 |
| 48 months | 3.89% | up to 120% | $22.31 |
| 60 months (min. $10,000) | 4.00% | up to 120% | $18.19 |
| 72 months (min. $15,000) | 4.59% | up to 120% | $15.69 |
| 84 months (min. $25,000) | 4.99% | up to 120% | $13.90 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Collector's Classic Cars
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 3.74% | up to 100% | $29.08 |
| 48 months | 4.74% | up to 100% | $22.57 |
| 60 months (min. $10,000) | 5.74% | up to 100% | $18.87 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
New RVs & Travel TrailersLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months (min. $5,000) | 2.99% | up to 100% | $29.08 |
| 60 months (min. $10,000) | 3.49% | up to 100% | $18.19 |
| 96 months (min. $25,000) | 3.99% | up to 100% | $12.18 |
| 144 months (min. $40,000) | 5.99% | up to 100% | $9.75 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Used RVs & Travel Trailers
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months (min. $5,000) | 3.99% | up to 100% | $29.52 |
| 60 months (min. $10,000) | 4.49% | up to 100% | $18.64 |
| 96 months (min. $25,000) | 4.99% | up to 100% | $12.66 |
| 144 months (min. $40,000) | 7.99% | up to 100% | $10.82 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
New Boats & Jet SkisLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months (min. $5,000) | 3.25% | up to 100% | $29.19 |
| 60 months (min. $10,000) | 3.49% | up to 100% | $18.19 |
| 96 months (min. $25,000) | 3.99% | up to 100% | $12.18 |
| 144 months (min. $40,000) | 5.99% | up to 100% | $9.75 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Used Boats & Jet Skis
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months (min. $5,000) | 3.99% | up to 100% | $29.52 |
| 60 months (min. $10,000) | 4.49% | up to 100% | $18.64 |
| 96 months (min. $25,000) | 4.99% | up to 100% | $12.66 |
| 144 months (min. $40,000) | 7.99% | up to 100% | $10.82 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
New Motorcycle & 4-Wheeler LoansLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 24 months | 3.99% | up to 100% | $43.42 |
| 36 months (min. $6,000) | 4.99% | up to 100% | $29.97 |
| 48 months (min. $12,000) | 5.99% | up to 100% | $23.48 |
| 60 months (min. $18,000) | 6.99% | up to 100% | $19.80 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Used Motorcycles & 4-Wheeler Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 24 months | 4.99% | up to 95% | $43.87 |
| 36 months (min. $6,000) | 5.99% | up to 95% | $30.42 |
| 48 months (min. $12,000) | 6.99% | up to 95% | $23.94 |
| 60 months (min. $18,000) | 7.99% | up to 95% | $20.27 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Bus Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| Up to 72 months | 7.25% | Up to 80% | $17.17 |
Your APR is based on our internal credit criteria. Listed APRs assume excellent credit. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Personal LoansLearn More
| Type | Term | APR (as low as) |
|---|---|---|
| Signature Unsecured Loan | up to 60 months | 8.69% |
| Share/Savings Secured Loan | up to 36 months | 2.10% |
Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Credit CardsLearn More
| Type | APR (as low as) | Disclosures |
|---|---|---|
| Visa Platinum | 7.90% | View important disclosures |
| Visa Platinum Rewards | 9.90% | View important disclosures |
Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.
