Rates effective as of 7/1/2019. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings.
Account Rates
Checking & Savings
| Account | Minimum Opening Deposit | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| Share Savings | $25 | $100 | 0.10% | 0.10% |
| IRA Share Accounts (Roth and Traditional) | $50 | $100 | 0.10% | 0.10% |
| Vacation Club | $25 | $100 | 0.10% | 0.10% |
| Christmas Club | $25 | $100 | 0.10% | 0.10% |
| Value Checking | $25 | $500 | 0.05% | 0.05% |
Penalties may apply for early withdrawal on term share accounts.
Share CertificatesLearn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 6 Months | $2,500 | $2,500 | 0.60% | 0.60% |
| 12 Months | $2,500 | $2,500 | 1.60% | 1.60% |
| 24 Months | $2,500 | $2,500 | 2.00% | 2.00% |
| 36 Months | $2,500 | $2,500 | 2.50% | 2.50% |
Penalties may apply for early withdrawal on term share accounts.
IRA Share CertificatesLearn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 12 Month IRA | $2,500 | $2,500 | 1.60% | 1.60% |
| 24 Month IRA | $2,500 | $2,500 | 2.00% | 2.00% |
| 36 Month IRA | $2,500 | $2,500 | 2.50% | 2.50% |
Penalties may apply for early withdrawal on term share accounts.
Money MarketLearn More
| Minimum Opening Deposit | Minimum Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| $0 - $2,499.99 | $100 | 0.25% | 0.25% |
| $2,500 - $24,999.99 | $100 | 0.35% | 0.35% |
| $25,000 - $50,000 | $100 | 0.55% | 0.55% |
| $50,000.01+ | $100 | 0.75% | 0.75% |
Loan Rates
New Auto LoansLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 60 months | 3.50% | up to 125% | $18.19 |
| 72 months (min. $15,000) | 4.00% | up to 125% | $15.65 |
| 84 months (min. $25,000) | 4.25% | up to 125% | $13.78 |
Used Auto Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months | 4.50% | up to 120% | $22.80 |
| 60 months (min. $10,000) | 4.75% | up to 120% | $18.76 |
| 72 months (min. $15,000) | 5.00% | up to 120% | $16.10 |
| 84 months (min. $25,000) | 5.50% | up to 120% | $14.37 |
Collector's Classic Cars
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months | 5.00% | up to 100% | $23.03 |
| 60 months (min. $10,000) | 5.25% | up to 100% | $18.99 |
New RVs & Travel TrailersLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months (min. $5,000) | 4.00% | up to 100% | $22.56 |
| 60 months (min. $10,000) | 4.25% | up to 100% | $18.51 |
| 84 months (min. $20,000) | 4.75% | up to 100% | $14.00 |
| 120 months (min. $35,000) | 5.50% | up to 100% | $10.82 |
| 180 months (min. $50,000) | 6.50% | up to 100% | $8.66 |
Used RVs & Travel Trailers
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months | 5.00% | up to 100% | $23.03 |
| 60 months (min. $10,000) | 5.25% | up to 100% | $18.99 |
| 84 months (min. $20,000) | 5.75% | up to 100% | $14.49 |
| 120 months (min. $35,000) | 6.50% | up to 100% | $11.35 |
| 144 months (min. $50,000) | 7.50% | up to 100% | $10.55 |
New Boats, Jet Skis & MotorcyclesLearn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 4.50% | up to 100% | $29.75 |
| 48 months (min. $5,000) | 4.75% | up to 100% | $22.92 |
| 60 months (min. $10,000) | 5.25% | up to 100% | $18.99 |
| 72 months (min. $25,000) | 6.00% | up to 100% | $16.57 |
Used Boats, Jet Skis & Motorcycles
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 5.50% | up to 100% | $30.20 |
| 48 months (min. $5,000) | 5.75% | up to 100% | $23.37 |
| 60 months (min. $10,000) | 6.25% | up to 100% | $19.45 |
Bus Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| New up to 72 months | 6.50% | Up to 80% | $16.81 |
| Used up to 72 months | 7.50% | Up to 80% | $17.29 |
Personal LoansLearn More
| Type | Term | APR (as low as) |
|---|---|---|
| Signature Unsecured Loan | up to 60 months | 8.75% |
| Share/Savings Secured Loan | up to 36 months | 2.10% |
Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Credit CardsLearn More
| Type | APR (as low as) | Disclosures |
|---|---|---|
| Visa Platinum | 7.90% | View important disclosures |
| Visa Platinum Rewards | 9.90% | View important disclosures |
Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.
