Rates effective as of 1/13/2020. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings.
Account Rates
Checking & Savings
| Account | Minimum Opening Deposit | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| Share Savings | $25 | $100 | 0.10% | 0.10% |
| IRA Share Accounts (Roth and Traditional) | $50 | $100 | 0.10% | 0.10% |
| Vacation Club | $25 | $100 | 0.10% | 0.10% |
| Christmas Club | $25 | $100 | 0.10% | 0.10% |
| Value Checking | $25 | $500 | 0.05% | 0.05% |
Penalties may apply for early withdrawal on term share accounts.
Share Certificates Learn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 6 Months | $2,500 | $2,500 | 0.60% | 0.60% |
| 12 Months | $2,500 | $2,500 | 1.35% | 1.35% |
| 24 Months | $2,500 | $2,500 | 1.75% | 1.75% |
| 36 Months | $2,500 | $2,500 | 2.00% | 2.00% |
Penalties may apply for early withdrawal on term share accounts.
IRA Share Certificates Learn More
| Term | Minimum to Open | Minimum to Earn Dividends | Rate | APY |
|---|---|---|---|---|
| 12 Month IRA | $2,500 | $2,500 | 1.35% | 1.35% |
| 24 Month IRA | $2,500 | $2,500 | 1.75% | 1.75% |
| 36 Month IRA | $2,500 | $2,500 | 2.00% | 2.00% |
Penalties may apply for early withdrawal on term share accounts.
Money Market Learn More
| Minimum Opening Deposit | Minimum Balance to Earn Dividends | Rate | APY |
|---|---|---|---|
| $0 - $2,499.99 | $100 | 0.25% | 0.25% |
| $2,500 - $24,999.99 | $100 | 0.35% | 0.35% |
| $25,000 - $50,000 | $100 | 0.55% | 0.55% |
| $50,000.01+ | $100 | 0.75% | 0.75% |
Loan Rates
New Auto Loans Learn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 60 months | 2.99% | up to 125% | $17.96 |
| 72 months (min. $15,000) | 2.99% | up to 125% | $15.19 |
| 84 months (min. $25,000) | 3.99% | up to 125% | $13.66 |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Used Auto Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months | 3.99% | up to 120% | $22.57 |
| 60 months (min. $10,000) | 3.99% | up to 120% | $18.41 |
| 72 months (min. $15,000) | 4.75% | up to 120% | $15.99 |
| 84 months (min. $25,000) | 5.25% | up to 120% | $14.25 |
Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Collector's Classic Cars
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months | 5.00% | up to 100% | $23.03 |
| 60 months (min. $10,000) | 5.25% | up to 100% | $18.99 |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
New RVs & Travel Trailers Learn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months (min. $5,000) | 4.50% | up to 100% | $22.80 |
| 60 months (min. $10,000) | 4.75% | up to 100% | $18.76 |
| 84 months (min. $15,000) | 5.00% | up to 100% | $14.13 |
| 120 months (min. $20,000) | 5.25% | up to 100% | $10.73 |
| 144 months (min. $25,000) | 5.50% | up to 100% | $9.50 |
| 180 months (min. $30,000) | 5.75% | up to 100% | $8.30 |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Used RVs & Travel Trailers
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 48 months (min. $5,000) | 5.50% | up to 100% | $23.26 |
| 60 months (min. $10,000) | 5.75% | up to 100% | $19.22 |
| 84 months (min. $15,000) | 6.00% | up to 100% | $14.61 |
| 120 months (min. $20,000) | 6.25% | up to 100% | $11.23 |
| 144 months (min. $25,000) | 6.50% | up to 100% | $10.02 |
Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
New Boats, Jet Skis & Motorcycles Learn More
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 4.50% | up to 100% | $29.75 |
| 48 months (min. $5,000) | 4.75% | up to 100% | $22.92 |
| 60 months (min. $10,000) | 5.25% | up to 100% | $18.99 |
| 72 months (min. $25,000) | 6.00% | up to 100% | $16.57 |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Used Boats, Jet Skis & Motorcycles
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| up to 36 months | 5.50% | up to 100% | $30.20 |
| 48 months (min. $5,000) | 5.75% | up to 100% | $23.37 |
| 60 months (min. $10,000) | 6.25% | up to 100% | $19.45 |
Your APR will be determined based on our internal credit criteria. Listed APRs assume excellent credit rating. Minimum and maximum loan amounts or credit limits apply. Minimum and maximum loan amounts may apply. Your APR may differ based on your loan amount, repayment method, and other factors.
Bus Loans
| Term | APR (as low as) | Financing | Payment per $1000 |
|---|---|---|---|
| New up to 72 months | 6.50% | Up to 80% | $16.81 |
| Used up to 72 months | 7.50% | Up to 80% | $17.29 |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Personal Loans Learn More
| Type | Term | APR (as low as) |
|---|---|---|
| Signature Unsecured Loan | up to 60 months | 8.75% |
| Share/Savings Secured Loan | up to 36 months | 2.10% |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Home Equity Line of Credit (HELOC) Learn More
| Term | Rate (as low as) |
|---|---|
| 120 months | 4.75% |
Your APR will be determined based on our internal credit criteria. Listed APR’s assume excellent credit rating. Minimum and maximum loan amounts or credit limits may apply. Your APR may differ based on your loan amount, repayment method, and other factors. APR examples, shown above, do not include the $35 Document Preparation Fee that is charged with this type of loan. Actual APR could be higher.
Credit Cards Learn More
| Type | APR (as low as) | Disclosures |
|---|---|---|
| Visa Platinum | 7.90% | View important disclosures |
| Visa Platinum Rewards | 9.90% | View important disclosures |
Your APR, including any promotional APR, will be determined based on our internal credit criteria. Periodically we evaluate your credit information and at such time, your APR for any new balance is subject to change. Minimum and maximum credit limits apply.
