There is no way to predict an injury, illness or unexpected life event but you can take steps to help provide for your family if the unforeseen were to happen by protecting your loan with optional Credit Life and Credit Disability Insurance.


Credit Life Insurance

Credit Disability Insurance


It helps reduce or pay off your outstanding loan balance, up to the policy maximum, should an unexpected life event occur.

It may help your monthly loan payment, up to the policy maximum, should you become totally disabled due to a covered illness or injury.


  • Helps reduce or pay off your covered loan balance, up to the policy maximum.
  • Simple to apply.
  • Offers the convenience of including premium in your loan payment.
  • Savings, salary, or payoffs from other life insurance may be used for other important things, giving your family financial freedom when they need it most.
  • May help make your covered loan payments, up to the policy maximum, if you become totally disabled.
  • Helps reduce financial burden during recovery.
  • Offers the convenience of premium included in your loan payment.

To Apply

Call or visit to learn more about adding coverage to your loan.

Call or visit to learn more about adding coverage to your loan.

Important Information:

Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CMFG Life Insurance Company is under contract with the financial institution to make insurance available to members. The Representative may also be a credit union employee that accepts deposits on behalf of the credit union.

Your purchase of credit life or disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.