Effective 5/20/2024. Download a printable version (PDF) of the Fee Schedule.

Share Savings Account Fees

Return Deposited Item


Excessive Withdrawal $2.00/Each, over 2 per month

Vacation / Christmas Club Early Withdrawal


Checking Account Fees

Momentum Checking $15.00/Month1

Returned Draft


Return Deposited Item


Stop Payment


Check Printing

Prices vary by style

Overdraft Transfer from Share Savings


Check Copy


ACH Return Item $28.00/Item2

Courtesy Pay


Debit/ATM Card - Replacement $12.00
Debit/ATM Card Replacement (Rush Order) $49.50
Temporary Checks $1.00/sheet

Credit Card Fees

Late Payment Fee Up to $25.00
Returned Payment Fee Up to $5.00
Statement Copy Fee $2.00
Document Copy Fee $2.00
Replacement of Lost / Damaged Card $12.00
Credit Card Replacement (Rush Order) $49.50

Other Service Fees (applicable to all accounts)

Return Mail 
Invalid Address
Wire Transfer: 

Certified Check:
Early Closure fee
$10.00 if 01 share membership closed before 6 months of account opening
Electronic Cash Management Processing Fee $10.00 (up to 3 payments in a single transaction via Debit Card or one-time ACH)
Gift Card Purchase $2.00/Card

Dormant Account

$10.00/Month after 1 year of inactivity with balance less than $100.00

Tax Levy Processing


Coin Machine 2% of coin ticket total

Copy of Statement (non-credit card)


Account History Printout $1.00
Account Balancing $10.00/Hour
Account Research $10.00/Hour
TransferNow - Next Day External Transfers (Inbound and Outbound) $5.00
Bill Pay - Overnight Check $15.00
Bill Pay - Same Day Bill Pay $7.95
Safe Deposit Box

3" X 5" Box


3" X 10" Box


5" X 10" Box


10" X 10" Box $65.00/Year
Lost Key (1) $10.00

Drill-Lost Key (2)


1Momentum Checking fee waived with aggregated monthly direct deposits of $200 or more.

2Represented overdraft items will be charged a $28 fee per-presentment.

The rates and fees appearing with this schedule are accurate and effective for accounts as of the effective date indicated on this fee schedule.

If you have any questions or require current rate and fee information on your accounts, please call Meritus Credit Union at 1-866-989-2800.